"Dear Dr. Rosenberg," wrote Adelphi student Alicia Dent to her former professor, Dr. Daniel Rosenberg, in an email. "I am so glad I ran into you the other day. I've been meaning to reach out to you, but didn't know where to start."
Dent, who first came to Adelphi as a freshman in 2005, had previously been a student in the General Studies program. However, by her own admission, she was not ready at the time to meet the challenges of college life and she soon found herself on academic probation. This led to a fateful meeting with Dr. Rosenberg.
"I begged you to give me a second chance. I don't know why you agreed to let me stay, but I am forever grateful for your choice," wrote Dent. "[But] you warned me I'd have to be a totally different person. I would have to meet with an advisor twice a week, not miss any more classes, and I wasn't allowed to join any teams. I promised you I could do it."
Dent made good on her promise. Her grades gradually improved and she became an outstanding student. But then, for financial reasons, she left the university.
Dent returned to Adelphi in 2015. A lot had changed on campus since her last visit and much had changed in her life. She was now married, had a child, and employed by the department of education as a classroom paraprofessional. Yet, a burning desire to receive an education that would transform her life remained. Now, most days she travels from her job in Brooklyn to classes at Adelphi's Garden City campus.
Since coming back to Adelphi, Dent has made the Dean's List every semester and she was also the recipient of the Toni Morrison Scholars Award last May from the African, Black, and Caribbean studies program. She is on track to graduate this May with her B.A. in social science and is currently in the process of applying to Brooklyn College to enter their M.A. in the Early Childhood Education program.
"I never thought my academic path would take this many turns, but I did learn a valuable lesson from all of this. I persevered and buckled down when necessary, and look at me now!" said Dent, who went on to conclude her email to Dr. Rosenberg by saying, "I'd also like to say a special thank you to you for believing in me. You didn't have to give me a second chance, but you did. Because of you and your decision, I was able to see my true potential. I didn't know it then but that day would change my path for the better. Thanks for your time and I hope that I can help someone else in the same manner you helped me!"
There are many more students at Adelphi who are just like Alicia Dent. They believe in the power of education to transform their lives for the better. All they need is the opportunity. Alicia Dent's life was changed forever because Dr. Rosenberg and Adelphi saw her potential and took a chance on her.
Include Adelphi in your estate plan and take a chance on some of our other deserving students. Contact Brady M. Crook at 516.877.3258 or firstname.lastname@example.org and transform a life today.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.
A charitable bequest is one or two sentences in your will or living trust that leave to Adelphi University a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.
an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement planBequest Language
"I [Full legal name] give, devise, and bequeath [written amount or percentage of the estate or description of property] to Adelphi University of Garden City, New York. I direct that the proceeds of this bequest be allocated as per my instructions."
able to be changed or cancelled
A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.
cannot be changed or cancelled
tax on gifts generally paid by the person making the gift rather than the recipient
the original value of an asset, such as stock, before its appreciation or depreciation
the growth in value of an asset like stock or real estate since the original purchase
the price a willing buyer and willing seller can agree on
The person receiving the gift annuity payments.
the part of an estate left after debts, taxes and specific bequests have been paid
a written and properly witnessed legal change to a will
the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will
A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Adelphi or other charities. You cannot direct the gifts.
An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support Adelphi's mission.
Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.
Securities, real estate or any other property having a fair market value greater than its original purchase price.
Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.
A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.
You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.
You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Adelphi as a lump sum.
You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Adelphi as a lump sum.
A beneficiary designation clearly identifies how specific assets will be distributed after your death.
A charitable gift annuity involves a simple contract between you and Adelphi where you agree to make a gift to Adelphi and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.